Stocks & Shares ISA Calculator
Optimize your tax-free investing. Track your annual allowance and project long-term wealth growth.
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Stocks & Shares ISA Calculator
UK me Stocks & Shares ISA sabse powerful investment tool hai kyunke isme aapki sari growth aur dividends Tax-Free hote hain. Hamara calculator aapko batayega ke aapka paisa kitna grow ho sakta hai.
The Power of ISA Shelter
Har individual ko UK me £20,000 ki annual ISA allowance milti hai. Is envelope ke andar:
No Capital Gains Tax
Be it £100 or £1,000,000 in profit.
No Dividend Tax
All income is 100% yours.
ISA Allowance Rules (2025/26)
Max Allowance
£20,000
Tax Year End
5th April
Growth Tax
0%
Why the 5th April matters?
ISA allowance "use it or lose it" basis par hoti hai. Agar aapne 5th April tak apni £20k limit use nahi ki, to woh carry forward nahi hogi. Naye tax year (6th April) me dobara £20,000 ki fresh limit milti hai.
ISA vs. Standard Brokerage
| Feature | ISA Account | General Account |
|---|---|---|
| Capital Gains | None | Up to 24% |
| Dividend Tax | None | Up to 39.35% |
| Withdrawals | Tax-Free | Taxable Gains |
ISA Investment FAQ
ISA Tip
"Compound interest is most effective in an ISA because 100% of your earnings stay in the account, rather than a portion being taken by HMRC every year."
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Important Notice
Capital at Risk. Tax rules can change. This calculator is for educational illustration only.