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Benefits & Government

State Pension Calculator UK

Find out how much State Pension you're on track to receive. Enter your qualifying NI years and see your estimated weekly and annual pension for 2024/25.

State Pension Calculator
New State Pension 2024/25 — £221.2/week full amount

Need 35 years for full pension, 10 years minimum

25/35 qualifying years (71%)

Weekly State Pension

£158.00

Annual Pension

£8,216

Years to Retirement

20 yrs

Expected Retirement: 2046

State Pension Age: 66

FAQs

What is a qualifying NI year?

A qualifying year is a tax year in which you paid (or were credited with) enough National Insurance contributions. You need earnings of at least £123/week.

Can I top up my State Pension?

Yes. You can pay voluntary Class 3 NI contributions to fill gaps. It can be very worthwhile — each extra year adds roughly £6.32/week to your pension.

When is the State Pension age?

The State Pension age is currently 66 for both men and women. It will rise to 67 between 2026 and 2028, and to 68 between 2044 and 2046.

What is the triple lock?

The triple lock guarantees the State Pension rises each April by the highest of inflation (CPI), average earnings growth, or 2.5%.