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Benefits & Government

Marriage Allowance Calculator UK

Are you missing out on £252 a year? Millions of married couples don't claim Marriage Allowance. Find out if you qualify in seconds.

Marriage Allowance Calculator
Save up to £252/year by transferring your Personal Allowance

Eligibility Rules

One partner must earn less than £12,570

The other must earn between £12,571 – £50,270

Must be married or in a civil partnership

Annual Tax Saving

£252

Allowance Transferred

£1,260

Monthly Saving

£21.00

✓ You are eligible! The lower-earning partner should apply at gov.uk/marriage-allowance.

FAQs

Can I backdate a Marriage Allowance claim?

Yes — you can backdate a claim for up to 4 tax years. If eligible for all 4 years, you could receive a lump sum of up to £1,008.

Does civil partnership qualify?

Yes. Marriage Allowance is available to both married couples and civil partners who meet the income criteria.

How do I apply?

The lower earner applies online at gov.uk/marriage-allowance. HMRC adjusts both tax codes — the lower earner's code drops and the higher earner's rises.

What happens if we separate?

Marriage Allowance stops in the tax year of separation or divorce. You need to notify HMRC.