Stamp Duty Calculator UK
Instantly calculate your SDLT liability. Discover your exact tax bands for first-time buying, moving home, or investing in additional properties.
Adds an extra 2% surcharge.
Awaiting Price Data
Enter the property purchase price and your buying status to see the HMRC stamp duty breakdown.
Are you buying in Wales or Scotland?
This calculator is for England and Northern Ireland. Scotland uses LBTT and Wales uses LTT, which have different tax bands.
Understanding UK Property Taxes
How is Stamp Duty Calculated?
Stamp Duty Land Tax (SDLT) is a progressive tax paid when purchasing property or land in England and Northern Ireland. Taking a 'slice' approach, you only pay the designated tax rate on the portion of the property price falling within that specific tax band.
The 'Slice' System Explained
- £0 to £250,000 = 0% TaxThe initial chunk of property value is tax-free for most buyers.
- £250,001 to £925,000 = 5% TaxYou only pay 5% on the amount that exceeds £250,000.
First-Time Buyer Advantages
To help people get onto the property ladder, HMRC offers generous relief for first-time buyers, saving them thousands of pounds.
Key Threshold
Zero SDLT up to £425,000.
Note: If the property costs more than £625,000, you lose first-time buyer relief entirely and pay standard rates.
The 3% Additional Property Surcharge
If you're buying a second home, a buy-to-let investment, or purchasing through a limited company, you will usually face a 3% surcharge on every tax band starting from £40,000.
Non-UK Resident Surcharge
Introduced in 2021, overseas buyers must pay a 2% surcharge on top of all other SDLT rates. This applies to expats who haven't spent at least 183 days in the UK during the 12 months before buying.